Behind on Payments but Have Equity? We Can Help
We take over your mortgage payments and catch up your arrears — you get relief and whatever equity remains.
- We catch up all past-due payments at closing
- We take over monthly payments going forward
- You walk away with your equity — we handle the loan
- Stops foreclosure immediately
- No credit damage from missed payments continuing
Get Your Free Cash Offer
No obligation · Closes in 7 days · $0 fees
24 hrs
Cash Offer
7 Days
Close
0
Repairs Needed
$0
Commissions
How It Works
Three simple steps to sell your New Jersey home for cash — no repairs, no agents, no stress.
Tell Us About Your Property
Fill out our short form or call us. Takes 2 minutes. No obligation.
Receive Your Cash Offer
We'll present a fair, no-obligation cash offer within 24 hours.
Close On Your Schedule
Pick your closing date. We handle all paperwork. You get cash.
Frequently Asked Questions
We purchase your home and take over making your mortgage payments. The deed transfers to us, but the loan stays in your name until we refinance or sell the property.
This is the key risk. We take it seriously. We escrow payments and have a track record of on-time payments. We'll put our obligations in writing and you have recourse if we default.
Your existing loan rate, terms, and assumable balance make it attractive for us. It also lets us help sellers who don't have enough equity for a traditional sale.
When we sell or refinance the property, your loan is paid off in full. We include a timeline for this in the purchase agreement.
Subject-to works best when there's some equity but not enough for a traditional sale after agent commissions and closing costs. We'll tell you honestly if it's the right fit.
Get Your Cash Offer Today
No obligation. Response within 24 hours.